FAQ'S
zPlus.care is a community of #ResponsibleTribes that empowers its members to live stress free;as their present payments (utility bills), lifestyle spends (groceries to travel, etc.,) #AutoFund their cost for health & wealth care.
- payments (insurance renewal to utility bill payments to hospital bills to shopping),
- access to right health care & savings across health treatments (critical or elective surgeries), pharmacy, doctor consultations, tests, etc.,
- finance for health treatment & insurance premium
- insurance advisory – identify common features across existing policies & save on premium, right insurance product that aligns with lifestyle-oriented risks (financial; as assurance is greater than insurance), track-manage-analyse & pay all insurance policies, get pre-alerts on upcoming premium dues, etc.,
- claim assistance – decoding your policy, simplifying policy information to enable easy consumption and usage when needed, etc.,
- many more…
Life was never so #StressFree. Keep doing what you had been doing in your present (pay for utility bills, credit cards, loan EMI, school fees, etc., or shop across your favourite brands (groceries to flight tickets to entertainment to lifestyle categories, etc.,) and be eligible for cashback every-time (over and above any other offers) in your zPlus.care piggy bank.
Use your piggy bank to #AutoFund*(your lifestyle spends can now pay for at no additional cost) your
- Insurance premium cost (renew/buy)
- Access health concierge services
- Loan for health treatment or insurance premium payment
- Insurance advisory
- Claim assistance
- Pharmacy, tests, consultation &many more…
Ab life bole, #DhinchakDhiDhing #PakkaWinning backed with security of NPCI & BBPS
While the membership to the community of #ResponsibleTribes is FREE at Explorer club, there are very nominal charges as below for other membership clubs as they extend some privilege services as below;
At zPlus.care, our promise is #WinningEverytime for our members and therefore we would refund 100% of your annual membership fees on 366th day (excluding GST), if in case our member earns an cashback amount that is less than the membership fees paid. No questions asked and that’s a #ResponsibleCommitment to our #ResponsibleTribes.
Your earned cashback should be at your disposal. For all our members (except explorer club), earned cashback will undergo auto roll over for next year, post recovering your membership fees along with a small handling charge (0.5%, excluding GST). So even if you don’t redeem this year, you can do so in coming years with full freedom as we want to ensure you remain #BeWeatherProof
Yes, your zPlus.care membership can get you what you always wanted but never had access to. So, why postpone or discontinue your policy or block your credit card limit. Just check zFin and pay your insurance premium in jiffy and repay back in 9 easy EMI’s at no additional cost. Never get your policy to lapse, when you have zFin at your disposal.
A unique advisory approach for our members that extends unmatched advice (right doctor, hospital & treatment) to unparalleled savings (pharmacy, consultation, tests, treatment, etc.,) backed with a highly experienced & committed team of #HealthGuards
Yay! Your zPlus.care membership can get you what you always wanted but never had access to and its 100% digital. So, why postpone or compromise on health care. Just check zFin and pay your treatment cost in jiffy and repay back in 9 easy EMI’s at no additional cost.
Yes, at zPlus.care you win cashback every-time you make payments (utility bills, credit card, loan EMI, etc.,) or shop across your favourite brands (groceries to travel to entertainment to footwear, fashion, etc.,)
In cases of incorrect details or technical failure (at times with biller or bank end), the transaction will be completed but bill payment fails at the service provider’s end.
Refunds are generally processed by bank after 48 hrs of the transaction. Bank usually takes 3-5 business days from the date of refund to reflect in your bank account (Excluding Saturdays, Sundays and Bank Holidays).Your bank usually sends you an SMS once the refund is successfully credited.
Refunds are generally processed by bank after 48 hrs of the transaction. Bank usually takes 3-5 business days from the date of refund to reflect in your bank account (Excluding Saturdays, Sundays and Bank Holidays).
You need not worry. Your amount will be refunded back to your source account within 48 hours. Refunds take upto 3-5 business days from the date of refund to reflect in your bank account (Excluding Saturdays, Sundays and Bank Holidays).
Bill payments are updated within 2 days on the merchant’s website. Please contact merchant with the confirmation receipt of your successful payment post 2 days for an update on the bill payment status.
You can set your earned cashback balance (always free to add your own savings to get that extra power) to invest in our partner NBFC P2P (RBI registered) alternate fund that has no alternative when it comes to;
- returns (upto 15% pa)
- safety (your money is diversified amongst multiple quality borrowers & in an unfortunate event of loan default, it gets your equivalent cashback too)
- liquidity (draw down at ease as a second income)
- flexibility (invest as small as Rs.1000/- via SIP or lumpsum for 90 days to 1 year) and
- transparency (100% digital)
We believe you would certainly make most of your membership at zPlus.care. However, your membership fees are 100% refunded (excluding taxes), only if you are unable to earn aggregate cashback that is equal to or more than the annual membership fee paid for a given year. In no other circumstances, is the membership fees refundable or transferable.
Yes, you do earn cashback everytime you pay for your utility bills, recharges, insurance premium, etc., in addition to shopping at zPlus.care. These cashbacks are subject to our terms & conditions and at sole discretion of zPlus.care.
At zPlus.care; its #Luck, Everytime for our #ResponsibleTribes
Highly curated Health & Wealth care plans, co- created with partners who excel in specific health care domain; for zPlus.care members that not just align with your present lifestyle but also ensure its continuity during those difficult times.
We believe no two individuals have similar lifestyles & hence need tailormade risk mitigation solutions.
Freedom to own a health & wealth care plan without buying or paying for it today, but pay in no cost easy instalments. For few its about affordability & for many its about redeeming the benefits first & paying later; we got both addressed.
You can now own a tailormade zPlus Premium health & wealth care plans for self & your loved ones at ZERO cost effectively by following below simple steps.
Step 1: Select your plan
(Co-created with market leaders to get you the BEST at ZERO cost, effectively^)
Step 2: Opt-in Care Now, Pay Later (CNPL)
(pay No Cost EMI to partner bank & follow M.A.P to earn health cashback upto 100% of your No Cost EMI, that makes your plan ZERO cost, effectively)
M.A.P stands for Monthly Adherence Plan. It’s a unique lifestyle led recommendation tool, that allows our members to earn health cashback every-time they shop across participating brands (Amazon, Flipkart, Myntra, Book My Show, Make My Trip, Zomato, Swiggy, Big Basket & more) or pay for utility bills, recharges on our app. One can easily earn 100% of your No Cost EMI that you pay to your bank for your zPlus Premium plan; thereby getting you all the benefits of your health & wealth care plan at ZERO cost, effectively.
Our plans are not just an insurance solution but #KhushiyonKa,Assurance as they not just provide you risk cover, not just with huge savings on health care expenses, eligibility for a No Cost medical loan but also are built with principle of #AtmaNirbharInsurance; your lifestyle spends can fund your health care costs.
Our curated plans are co-created with insurance companies, credible health partners, financial institutions and our members at centre.
Under no circumstances the decision of our partner banks, reflect your credibility. You can either proceed with Self-checkout by paying a very nominal amount through our PG & start saving on your health care expenses. Else, we shall maintain your request in wait list & revert with more banks, NBFC’s to further evaluate your request.
You get a health insurance upto Rs.50 lacs to cover medical treatment cost across 8000+ hospitals PAN India, upto 50% off on your medical bills, upto 50% off on your health tests, upto Rs.30000/- hospital cash allowance, unlimited doctor consultations (tele), eligibility for a no cost medical loan upto Rs.1 lac & more… at ZERO effective cost.
Earn health cashback every-time you shop across participating brands (Amazon, Flipkart, Myntra, Book My Show, Make My Trip, Zomato, Swiggy, Big Basket & more) or pay for utility bills, recharges on our app.
Use earned health cashback to pay for your zPlus Premium plan, insurance premium, pharmacy bills, health tests, doctor consultations, medical loan & more…
Your lifestyle spends can now get you best health care at ZERO cost. We call this as movement from Spending to spending for Care & this revolution is happening in our India.
#IndiaKaSurakshaChakra
zPlus.care is a community of #ResponsibleTribes that empowers its members to live stress free;as their present payments (utility bills), lifestyle spends (groceries to travel, etc.,) #AutoFund their cost for health & wealth care.
zPlus.care is a community of #ResponsibleTribes that empowers its members to live stress free;as their present payments (utility bills), lifestyle spends (groceries to travel, etc.,) #AutoFund their cost for health & wealth care.
zPlus.care is a community of #ResponsibleTribes that empowers its members to live stress free;as their present payments (utility bills), lifestyle spends (groceries to travel, etc.,) #AutoFund their cost for health & wealth care.