Your Health & Wealth Care
Now Yours Without Buying

India Ka Suraksha Chakra that gets you to take care of your health & wealth care costs at ZERO cost* (effectively) by just following tailormade M.A.P. (Monthly Adherence Plan) around shopping & utility bills

Insurance nahi, Assurance hai ye!

How zPlusPremium works for you

Step 1: Select your plan

(Highly curated plans for our members that’s Co-created with market leaders to get you the BEST at ZERO cost, effectively^)

Step 2: Opt-in Care Now, Pay Later (CNPL)
or Pay Now

(CNPL^: pay No Cost EMI to partner bank & follow M.A.P to earn health cashback to get your plan at ZERO cost, effectively)
Or
(Pay Now: Own your plan at very exclusive price by making a quick online payment)

Step 3: You made it

(Ab, Jiyo har pal)

Care Now, Pay Later (CNPL)^: Opt-in, if you want to own the plan today, we got list of banks to fund same (basis eligibility) on your behalf and you repay to your bank in 12 EMI’s (no cost). Further, follow suggested M.A.P (Monthly Adherence Plan) that our system recommends basis your plan & lifestyle & earn 100% of your EMI as health cashback. Now, that’s a perfect plan at ZERO cost, effectively.

Shopping partners (Shop n Save)

Bill payments & Recharges

Missed your monthly M.A.P goal!:

Any ongoing months, if you miss your M.A.P., you still continue to have all your zPlus PREMIUM benefits intact. Just continue to pay your no cost EMI to your bank alongwith a nominal service fee (recovered from your health bank). Check M.A.P calculator for more details.

Note: *Effective cost would be ZERO if suggested M.A.P is followed 100% month on month

Earn health cashback by following M.A.P which will be most likely greater than monthly instalment your opted FI, Bank will charge to you. Thereby effective cost becomes ZERO

Earn health cashback by following M.A.P which will be most likely greater than monthly instalment your opted FI, Bank will charge to you. Thereby effective cost becomes ZERO

Co Created With

Co Created With

Tax Tip*: As per Section 80D, you can claim tax deductions of up to Rs 75,000 on the money spent on your preventive health check-ups, health insurance policy premium, medical expenditure for you and your family members, and the Central Government Health Scheme (CGHS) if you are a senior citizen.